Bankruptcy petition preparation for a fresh start.
We prepare Chapter 7 and Chapter 13 bankruptcy petitions, schedules, and court documents with precision — helping individuals and families navigate the filing process with clarity and confidence.
- Individuals overwhelmed by unsecured debt
- Families facing foreclosure or wage garnishment
- Those with significant medical debt or job loss
- Small business owners with personal liability exposure
- Anyone who has exhausted other debt-relief options
Focused services, clearly scoped.
Chapter 7 petition preparation
Complete assembly of voluntary petition, schedules, statements, and means test for liquidation bankruptcy relief.
Chapter 13 petition preparation
Wage-earner plan petitions including repayment schedules, income documentation, and plan proposals.
Means test analysis
Accurate calculation of current monthly income and expense allowances to determine Chapter 7 eligibility.
Asset & liability schedules
Detailed inventory of real and personal property, secured and unsecured debts, and exempt property designations.
Creditor matrix & mailing list
Organized list of all creditors with current addresses for court notification and 341 meeting requirements.
Required certificate coordination
Guidance on obtaining pre-filing credit counseling and post-filing debtor education certificates from approved agencies.
341 meeting preparation
Document review, question preparation, and checklist assembly for the meeting of creditors.
Document review & assembly
Thorough review of all petition documents for accuracy, completeness, and court-ready formatting.
What to expect from us.
- 01Financial intake & analysis
A confidential review of your debts, assets, income, and recent transactions to determine the right chapter and timing.
- 02Document preparation
We prepare all required petitions, schedules, and statements — walking you through each section so nothing is missed.
- 03Filing support & follow-up
We coordinate document assembly, filing instructions, and post-filing requirements so you know exactly what comes next.
Frequently asked
- What is the difference between Chapter 7 and Chapter 13?
- Chapter 7 is a liquidation bankruptcy that discharges most unsecured debts, typically for those below the median income. Chapter 13 is a repayment plan for wage earners who want to keep assets and catch up on secured debts over 3–5 years.
- Can an LDA prepare bankruptcy documents?
- Yes. As a California registered Legal Document Assistant (LDA), we can prepare bankruptcy petitions, schedules, and court documents at your direction. We do not provide legal advice or represent you in court.
- What documents will I need to provide?
- Typically: pay stubs, tax returns, bank statements, vehicle and property valuations, loan statements, and a list of all creditors with addresses. We provide a complete checklist during intake.
- How long does the process take?
- Document preparation typically takes 2–4 weeks depending on document availability. Chapter 7 cases are usually discharged within 3–4 months after filing. Chapter 13 plans run 3–5 years.
- Will I lose my home or car?
- California has generous exemption laws that may protect your home, vehicle, and essential personal property. We help identify exempt assets during preparation. For legal advice on asset protection, we can refer you to a qualified bankruptcy attorney.